Homeownership Program

The governments of Canada and Ontario have allocated funding to the City of Greater Sudbury under the Ontario Priorities Housing Initiative (OPHI) Homeownership Program.

The Homeownership Program provides eligible applicants with a down payment in the form an interest-free 20-year forgivable loan, provided the home is not sold or rented for the term of the OPHI agreement.

The household income of applicants cannot exceed $93,800.

The purchase price of the home cannot exceed $297,383. Detached, semi-detached and townhouse units are eligible. Mobile homes, trailers and multi-residential properties, such as duplexes and triplexes, are not eligible under this program.

The amount of down payment assistance will be 10 per cent of the purchase price of the home to a maximum of $29,000.

Funding is limited. Applications will be accepted first come, first served until September 30, 2019 or until funds are expended.

Thank you for your interest. The application process for 2019 is now closed. 


If you require more information please call 705.674.4455 extension 4229 or email homeownership@greatersudbury.ca