Income and Family Contributions

There are several factors that are considered when assessing child care subsidy eligibility:

  • Family Adjusted Net Income (line 236 of your most recent Notice of Assessment from Canada Revenue Agency. In a two parent household it will be the total of both parents.)
  • Parent work or school schedule, or if there is a Medical or Special Needs referral
  • Number of children
  • Number of days and cost of care required
  • Changes in income due to schooling or parental leave

There is no cut-off income level for eligibility for subsidy, as long as your eligible child care costs are higher than the family contribution assessed by the subsidy office.

  • If your Family Adjusted Net Income is less than $20,000 your eligible child care will be fully subsidized by the City.
  • If your Family Adjusted Net Income is over $20,000 you will be required to pay a portion of your eligible child care costs.

Please see examples below. 

Example Family Contributions for Child Care at Different Income Levels

Annual Family Income

Your Monthly Contribution

$20,000

$0

$30,000

$83.33

$40,000

$166.67

$50,000

$416.67

$60,000

$666.67

$70,000

$916.67

$80,000

$1,166.67

$90,000

$1,416.67

$100,000

$1,666.67

$110,000

$1,916.67

$120,000

$2,116.67

 

Examples of Families Who Qualify for Child Care Subsidy

Single parent family earning no income

  • one toddler and one kindergartner

  • parent is in school
Variable Amount
Last Year's Family Adjusted Net Income $0
Monthly Child Care Cost $1,436
Family Pays $0 monthly contribution
Subsidy Pays $1,436 per month

Single parent family earning $28,000

  • two school age children

Variable Amount
Last Year's Family Adjusted Net Income $28,000
Monthly Child Care Cost $704 during the school year; $1,408 during the summer
Family Pays $66.67 monthly contribution
Subsidy Pays $637.40 per month during the school year; $1,341.33 per month during the summer

Two parent family earning $53,000

  • one toddler
  • one parent works, one is at home
  • there is a special needs referral for child care for three days of care per week
Variable Amount
Last Year's Family Adjusted Net Income $53,000
Monthly Child Care Cost $604.80
Family Pays $491.67 monthly contribution
Subsidy Pays $113.13 per month

Single parent family earning $63,000

  • two school age children
  • parent works
Variable Amount
Last Year's Family Adjusted Net Income $63,000
Monthly Child Care Cost $704 per month during the school year; $1,408 per month during the summer
Family Pays $704 child care fees during the school year; $741.67 monthly contribution in the summer
Subsidy Pays $0 during the school year; $666.33 during the summer

Two parent family earning $95,000

  • one infant and one preschooler
  • one parent works, the other is ill and has a medical referral for child care
Variable Amount
Last Year's Family Adjusted Net Income $95,000 (if the current family income is at least 20% lower, a reduced contribution can be assessed)
Monthly Child Care Cost $2,010
Family Pays $1,541.67 monthly contribution (or lower if current income will be lower due to illness)
Subsidy Pays $468.33 per month

Two parent family earning $105,000

  • one infant and one preschooler
  • two parents work, one is returning from a parental leave
Variable Amount
Last Year's Family Adjusted Net Income $105,000 (lower than usual as one parent was on parental leave)
Monthly Child Care Cost $2,002 per month
Family Pays $1,791.67 monthly contribution
Subsidy Pays $210.33 per month