Income and Family Contributions
There are several factors that are considered when assessing child care subsidy eligibility:
- Family Adjusted Net Income (line 236 of your most recent Notice of Assessment from Canada Revenue Agency. In a two parent household it will be the total of both parents.)
- Parent work or school schedule, or if there is a Medical or Special Needs referral
- Number of children
- Number of days and cost of care required
- Changes in income due to schooling or parental leave
There is no cut-off income level for eligibility for subsidy, as long as your eligible child care costs are higher than the family contribution assessed by the subsidy office.
- If your Family Adjusted Net Income is less than $20,000 your eligible child care will be fully subsidized by the City.
- If your Family Adjusted Net Income is over $20,000 you will be required to pay a portion of your eligible child care costs.
Please see examples below.
Example Family Contributions for Child Care at Different Income Levels
|
Annual Family Income |
Your Monthly Contribution |
|---|---|
|
$20,000 |
$0 |
|
$30,000 |
$83.33 |
|
$40,000 |
$166.67 |
|
$50,000 |
$416.67 |
|
$60,000 |
$666.67 |
|
$70,000 |
$916.67 |
|
$80,000 |
$1,166.67 |
|
$90,000 |
$1,416.67 |
|
$100,000 |
$1,666.67 |
|
$110,000 |
$1,916.67 |
|
$120,000 |
$2,116.67 |
Examples of Families Who Qualify for Child Care Subsidy
Single parent family earning no income
-
one toddler and one kindergartner
- parent is in school
| Variable | Amount |
|---|---|
| Last Year's Family Adjusted Net Income | $0 |
| Monthly Child Care Cost | $1,436 |
| Family Pays | $0 monthly contribution |
| Subsidy Pays | $1,436 per month |
Single parent family earning $28,000
- two school age children
- parent is working
| Variable | Amount |
|---|---|
| Last Year's Family Adjusted Net Income | $28,000 |
| Monthly Child Care Cost | $704 during the school year; $1,408 during the summer |
| Family Pays | $66.67 monthly contribution |
| Subsidy Pays | $637.40 per month during the school year; $1,341.33 per month during the summer |
Two parent family earning $53,000
- one toddler
- one parent works, one is at home
- there is a special needs referral for child care for three days of care per week
| Variable | Amount |
|---|---|
| Last Year's Family Adjusted Net Income | $53,000 |
| Monthly Child Care Cost | $604.80 |
| Family Pays | $491.67 monthly contribution |
| Subsidy Pays | $113.13 per month |
Single parent family earning $63,000
- two school age children
- parent works
| Variable | Amount |
|---|---|
| Last Year's Family Adjusted Net Income | $63,000 |
| Monthly Child Care Cost | $704 per month during the school year; $1,408 per month during the summer |
| Family Pays | $704 child care fees during the school year; $741.67 monthly contribution in the summer |
| Subsidy Pays | $0 during the school year; $666.33 during the summer |
Two parent family earning $95,000
- one infant and one preschooler
- one parent works, the other is ill and has a medical referral for child care
| Variable | Amount |
|---|---|
| Last Year's Family Adjusted Net Income | $95,000 (if the current family income is at least 20% lower, a reduced contribution can be assessed) |
| Monthly Child Care Cost | $2,010 |
| Family Pays | $1,541.67 monthly contribution (or lower if current income will be lower due to illness) |
| Subsidy Pays | $468.33 per month |
Two parent family earning $105,000
- one infant and one preschooler
- two parents work, one is returning from a parental leave
| Variable | Amount |
|---|---|
| Last Year's Family Adjusted Net Income | $105,000 (lower than usual as one parent was on parental leave) |
| Monthly Child Care Cost | $2,002 per month |
| Family Pays | $1,791.67 monthly contribution |
| Subsidy Pays | $210.33 per month |